Speeding Tickets:
When it comes to speeding tickets, getting convicted can result in higher insurance rates. The extent of the increase is often unpredictable because insurance companies have the freedom to adjust your rates as they see fit. Surprisingly, even a traffic ticket with zero points can impact your insurance rates as it will be recorded on your driving record.
By contesting the ticket, there’s a good chance it can be completely eliminated or reduced to a less significant offense. Insurance companies generally categorize tickets as ‘minor,’ ‘major,’ or ‘serious’ offenses, primarily considering the number and severity of tickets on your record. Changing a ‘major’ offense to a ‘minor’ one could be the key to preventing a substantial increase in your insurance rate.
At Ticket Shield, we can assist you in mitigating or eliminating the ticket, which can save you more money in the long run compared to paying the fine. It’s essential to consider the long-term benefits.
Red Light Violations:
When faced with a red light violation, the decision to contest the ticket is crucial. Paying the ticket essentially means admitting guilt, and it will be recorded on your driving record. Often, there are legal arguments that can be made to challenge the ticket, arguments that you may not be aware of.
Careless Driving:
Careless driving offenses often come with consequences such as fines, demerit points, license suspensions, and even jail time. Contrary to popular belief, demerit points themselves don’t directly impact insurance rates. Nevertheless, they serve as an indicator of a ticket’s significance. For instance, a 0-point speeding ticket has less impact than a more severe offense.
Ticket Shield can typically reduce or eliminate demerit points when fighting a ticket. This not only lowers your risk of negative consequences but also makes the ticket appear less significant to insurance companies.
Stop Sign Violations:
Different traffic tickets carry varying penalties, some of which may not be explicitly listed on the ticket itself. Penalties can include fines, demerit points, license suspensions, and even jail time. To understand how your ticket will affect you, it’s best to consult with an expert. We can explain the implications and discuss your options for contesting the ticket.
For example, certain violations may carry automatic penalties, such as a handheld device (distracted driving) ticket, which could result in a license suspension and demerit points. It’s important to be fully aware of these consequences before making a decision.
You have one opportunity to defend yourself, so it’s crucial to do it right the first time. A conviction can lead to various negative outcomes, including increased insurance rates. We strongly recommend speaking to a trained professional before deciding to pay your ticket.
Seat Belt Violations:
Understanding seat belt violations is essential to address the consequences effectively. When you receive a seat belt violation, it’s crucial to differentiate between feeling that you made a driving mistake and being legally guilty of the specific offense stated on your ticket.
For example, seat belt violations can occur if an officer believes you were not wearing your seat belt correctly or were not wearing it at all. However, there might be valid reasons for this discrepancy that can be presented as a defense.
At Ticket Shield, we can assist you in evaluating the specifics of your seat belt violation and exploring potential defenses. It’s important to have a clear understanding of your situation and your options before deciding how to address the ticket.