1 nov 2025
What Happens When You Get a Speeding Ticket in Florida
That sinking feeling when you see flashing lights in your rearview mirror is universal. But what happens after the officer hands you that speeding ticket is what really matters. In Florida, the clock starts ticking immediately, and you have some big decisions to make.
You essentially have 30 days to choose one of three paths. Your choice will directly impact your driving record, your insurance rates, and your wallet. Let's break down exactly what you need to do first.
Your First Steps After Getting a Florida Speeding Ticket
Think of that citation not as a final verdict, but as the starting line of a legal process. The single worst thing you can do is ignore it. That's a fast track to bigger problems, like a suspended license.
Your first move should be to take a deep breath and carefully read the entire document. It holds all the clues for your next steps.

Carefully Review the Citation Details
Before you even think about paying a fine, put on your detective hat and scrutinize the ticket. Mistakes on citations are surprisingly common, and a significant error could be grounds for getting the whole thing dismissed.
Look closely at these key areas:
Your Personal Information: Is your name, address, and license number spelled correctly?
Vehicle Information: Did they get the make, model, tag number, and even the color of your car right?
Violation Details: Check the date, time, and location. Most importantly, look at the specific statute number they cited and how the officer described the violation.
Officer’s Information: The officer's name and police agency should be clearly listed.
If you spot any mistakes, no matter how small they seem, write them down. These details could become critical later on.
Understand Your Three Core Options
Every driver in Florida with a non-criminal speeding ticket faces the same three fundamental choices. Each one leads to a very different outcome.
To make it easier, here's a quick rundown of your options and what they generally mean for you.
Florida Speeding Ticket Options at a Glance
Option | Points Assessed | Insurance Impact | Typical Process |
|---|---|---|---|
1. Pay the Fine | Yes (Guaranteed) | Likely Increase | Easiest path, but you plead guilty and accept all consequences. |
2. Elect Traffic School | No (If eligible) | None (Violation is hidden) | You pay the fine and a course fee, but points are withheld. |
3. Contest the Ticket | No (If successful) | None (If successful) | You plead not guilty and challenge the citation in court, aiming for dismissal. |
Let's dig a little deeper into what each of these really means.
Pay the Fine (Plead Guilty): This is the path of least resistance, but it comes with a guaranteed cost. Paying the fine is an admission of guilt. The state will add points to your license, and your insurance company will likely raise your rates.
Elect Traffic School (Withhold Adjudication): If you're eligible (most drivers are for minor offenses), this can be a good middle ground. You still pay the fine plus the cost of the school, but after you complete the course, the state agrees to "withhold adjudication," which means no points go on your record. Your insurance company never finds out.
Contest the Ticket (Plead Not Guilty): This means you're challenging the citation itself. The goal here is a complete dismissal of the charges, which means no fine, no fees, and no points. This is where having an experienced attorney in your corner can make all the difference.
Attorney Advertisement: This information is for advertising purposes. Office in Broward. Past results do not guarantee future outcomes. Our practice focuses on traffic and DUI defense across Florida.
Fighting a ticket doesn't mean you're on your own in a courtroom. When you work with a traffic law firm, an attorney handles the entire process for you—from filing the paperwork to appearing in court on your behalf. Our goal is to protect your license and record.
Curious about what we can do for your specific situation? We offer a Free Consultation to review your ticket and explain your options. Just remember, submitting information through our online forms does not create an attorney-client relationship.
Navigating Florida’s Fines and Points System
When you see those flashing lights in your rearview mirror, the fine printed on that speeding ticket is just the tip of the iceberg. The real cost? It’s often buried in the long-term consequences of Florida's points system, which can haunt your driving record and insurance rates for years to come.
The initial fine isn't just a random number. Florida uses a tiered system, meaning the penalty climbs the faster you were going over the limit. A small mistake costs you less than a heavy foot, which makes sense.

But where you get the ticket matters. A lot. Florida law doubles the fines for speeding in school zones and construction zones. Suddenly, a standard fine on the highway becomes a major financial hit, reflecting the serious risk to kids and road crews.
Understanding Florida’s Driver’s License Point System
Beyond the fine, the points added to your license are the real problem. Think of your driving record like a credit score—points are bad marks that tell the state and your insurance company that you're a high-risk driver.
The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) doles out points based on how serious the violation was. For speeding, it breaks down like this:
3 Points: For speeding 15 mph or less over the posted limit.
4 Points: For speeding 16 mph or more over the posted limit.
4 Points: For any moving violation that causes a crash.
6 Points: For leaving the scene of a crash where there’s more than $50 in damage.
These aren't just numbers on a screen; they have very real consequences. The state keeps a running tally, and if you hit certain thresholds, you're looking at an automatic license suspension.
Attorney Advertisement: This information constitutes an attorney advertisement. Past results do not guarantee future outcomes. Our practice focuses on handling traffic and DUI defense matters across Florida. Office in Broward.
Accumulating points can sideline you fast. For a complete breakdown, you can learn more about the Florida traffic ticket point system in our detailed guide. The system is designed to get reckless drivers off the road before they cause serious harm.
How Many Points Trigger a License Suspension
The FLHSMV doesn't mess around. If you rack up too many points in a certain amount of time, your license will be suspended. It's not up to a judge; it's a mandatory action from the state.
Here’s when the hammer falls:
12 points in a 12-month period = 30-day suspension
18 points in an 18-month period = 3-month suspension
24 points in a 36-month period = 1-year suspension
This is why even a string of "minor" tickets can quickly snowball into losing your driving privileges altogether. It’s a powerful reason to fight every single ticket instead of just paying it and moving on.
While Florida’s system is tough, it’s worth noting that penalties vary wildly across the country. In California, the minimum fine for going 10 mph over is a staggering $234, while in New Mexico, it’s just $25. With a national average of around $130, Florida's fines are somewhere in the middle.
Ultimately, getting a speeding ticket is about more than the upfront cost. It’s the points system that creates long-lasting headaches, affecting your license, your insurance, and your wallet. Knowing the rules of the game is the first step to making a smart decision about how to handle your ticket.
The Hidden Costs for Your Insurance and CDL
That number printed on the bottom of your speeding ticket? It’s just the cover charge. The real financial headache often shows up months later, disguised as your new, much higher car insurance bill—a hidden cost that can haunt your budget for years.
Insurance companies are all about managing risk. When you get convicted for speeding and points are added to your license, it’s like a big red flag goes up on their system. To them, a driver with points is statistically more likely to get into an accident, making you a bigger liability to insure.
How a Speeding Ticket Hits Your Insurance Rates
To offset that new risk you represent, your insurance company will almost certainly raise your premiums when your policy renews. Even a single, minor speeding ticket can trigger a surprisingly steep rate hike. The exact amount depends on who you're insured with, your driving history, and just how fast you were going.
And this isn't a one-and-done penalty. That rate increase typically sticks around for three to five years. Over that time, a single ticket can easily end up costing you hundreds, if not thousands, of dollars in extra payments. We break this down even further in our guide on how a speeding ticket impacts insurance rates in Florida.
Special Consequences for CDL Holders
For professional drivers holding a Commercial Driver's License (CDL), the stakes are astronomically higher. A CDL isn’t just a license—it's your career, your livelihood. The rules set by federal regulators and trucking companies are far tougher for commercial drivers than for the rest of us on the road.
A speeding conviction that’s a mere annoyance for a regular driver can be a career-ending event for a CDL holder.
Attorney Advertisement: This information is for advertising purposes. Office in Broward. Past results do not guarantee future outcomes. Our practice focuses on traffic and DUI defense across Florida.
Severe Risks to Your Commercial Driving Career
The Federal Motor Carrier Safety Administration (FMCSA) classifies certain traffic violations as "serious," and getting caught speeding 15 mph or more over the limit lands you squarely in that category. The consequences pile up fast and they are severe:
First Serious Violation: While there's no immediate federal disqualification, this serves as a final warning and a permanent mark on your record. The real danger? Many employers have zero-tolerance policies and might fire a driver after just one of these violations.
Second Serious Violation: If you're convicted of a second serious violation within a three-year period, you’re looking at a mandatory 60-day CDL disqualification.
Third Serious Violation: A third conviction within that same three-year window triggers a mandatory 120-day CDL disqualification.
Losing your ability to drive commercially for two to four months can be financially devastating. On top of that, professional drivers also have to worry about preventing common DOT violations that can put their CDL in jeopardy. These harsh penalties make it absolutely critical for professional drivers to fight every single ticket.
When your career is on the line, simply paying the fine is rarely a smart move. The primary goal is almost always to get the ticket dismissed or amended to a non-moving violation to protect your job and your future in the industry. We offer a Free Consultation to go over the specifics of your case. Keep in mind that submitting information through our website does not create an attorney-client relationship.
Deciding Your Next Move: Contesting vs. Paying
So, you've got a Florida speeding ticket in your hand. Now you're at a critical crossroads, and you have a 30-day window to make a decision that will ripple through your driving record and your wallet for years to come. You essentially have two paths: pay the fine and accept the consequences, or stand your ground and contest the citation.
Simply paying the ticket might feel like the path of least resistance. It's quick, easy, and gets the immediate problem off your plate. But here’s the catch: paying that fine is the same as pleading guilty. It’s an admission that you did it, and that choice comes with guaranteed, non-negotiable consequences.
Once you pay, you’re guaranteed to get points slapped onto your license. That conviction becomes a permanent mark on your driving record. And you can bet your insurance company will notice, almost certainly jacking up your premiums for the next several years. While it seems like a fast solution, it’s a decision that costs you dearly in the long run.
The Case for Contesting Your Ticket
On the other hand, contesting the ticket means you're pleading "not guilty." This is where you challenge the citation in court, opening the door to a much better outcome—though nothing is ever guaranteed. The main goal here is to get the charge completely dismissed. That means no fine, no points, and no blip on your insurance company's radar.
Even when a full dismissal isn't on the table, an attorney can often negotiate for a lesser charge or what's called an "adjudication withheld." This is a huge win. It means you aren't formally convicted, which keeps the points off your record and the violation hidden from your insurer.
Attorney Advertisement: This is an attorney advertisement. Our practice focuses on traffic and DUI defense matters across Florida. Office in Broward. Past results do not guarantee future outcomes, and our goal is to protect your license and record.
Weighing these options means you have to look past the immediate hassle and see the bigger financial picture. This decision tree infographic really brings to life the potential costs—both financial and professional—that a single speeding ticket conviction can set in motion.

As you can see, one ticket can trigger a whole chain reaction of bad news. It starts with immediate penalties and can quickly snowball into long-term financial pain, especially for professional drivers whose livelihoods depend on a clean record.
Understanding the Broader Impact
It’s also worth understanding why these laws are enforced so strictly. Speeding isn't just a minor slip-up; it's a massive public safety problem with devastating consequences. Think about this: across the U.S., speeding was a factor in a staggering 29% of all traffic fatalities in 2023. That’s 11,775 deaths, or more than 32 people killed every single day.
These numbers, tracked by the National Highway Traffic Safety Administration, show exactly why the state comes down so hard on offenders. The risks go way beyond just getting in an accident. Speeding makes it easier to lose control of your car, makes safety gear like airbags less effective, and drastically increases the distance you need to stop.
Making an Informed Choice
At the end of the day, the choice is yours. Paying the ticket is a sure thing, but it’s a sure thing with guaranteed negative outcomes. Fighting it introduces some uncertainty, but it also gives you a real shot at walking away with no consequences at all.
Here's what you should be thinking about:
Your Driving Record: Is your record clean, or are a few more points going to put you at risk for a license suspension?
Your Profession: Are you a CDL holder? A conviction could seriously jeopardize your career.
Long-Term Costs: Can you really afford the years of higher insurance premiums that come with just paying the ticket?
For most drivers, the potential savings and the protection you get from contesting the ticket far outweigh the risks. If you want to talk about the specifics of your case, you can contact our office for a Free Consultation. Just know that submitting information through our website doesn't create an attorney-client relationship.
So, You Want to Fight Your Florida Speeding Ticket. Here’s How It Actually Works.
Deciding to fight your speeding ticket is a great first step, but what really happens next? For a lot of people, the idea of "going to court" sounds incredibly stressful. The good news is, for most simple traffic tickets in Florida, the process is pretty straightforward. And with an attorney, it often requires almost none of your time.
When you hire a firm like TicketShield, we take all the legal legwork off your plate. The entire process kicks off the moment you send us a picture of your ticket.

First Up: The Plea and Court Filings
The first official move is to file a "not guilty" plea with the Clerk of Court in whatever county you got the ticket. This has to be done within that 30-day window to avoid having a default judgment—basically, an automatic loss—slapped against you. This plea is just a formal heads-up to the court that you're challenging the citation, and it gets the ball rolling.
Once that plea is in, the court will set a hearing date. Here’s the best part: for the overwhelming majority of speeding ticket cases, your attorney shows up in court for you. You almost never have to be there, which saves you from taking a day off work just to sit around a courtroom.
Behind the Scenes: Pre-Trial Strategy
Before any hearing, your attorney digs into all the evidence. This means looking at the officer's notes, the specific details on the citation, and what kind of speed measurement device was used—whether it was radar, laser, or pacing. An experienced traffic attorney knows what to look for, from issues with the equipment's calibration records to simple procedural mistakes the officer might have made.
Based on this deep dive, your lawyer might file what are called pre-trial motions. These are legal arguments presented to the judge before the hearing even gets started.
For example, a motion could be filed to:
Challenge the evidence: This could be an argument that the radar or laser gun wasn't properly certified or that the officer didn't use it correctly.
Request a dismissal: This might happen if there's a critical error on the ticket itself, like the wrong law number or other missing info.
Sometimes, these motions are enough to get a case tossed out before you even get to the hearing date. It's helpful to understand the real-world chances of getting a speeding ticket dismissed to see how effective these strategies can be.
The Hearing and The Possible Outcomes
If the case does go to a hearing, your attorney is there to represent you in front of the judge. The state, through the police officer who wrote the ticket, has to prove its case. Your attorney's job is to poke holes in their story, question the officer’s testimony, and highlight any weak spots in the evidence.
This is where having a professional really counts. They know the right questions to ask and how to present your defense in the most effective way.
In the end, the judge makes a call. There are usually a few possible outcomes:
Dismissal: This is the home run. The judge decides the evidence isn't strong enough, and the ticket is thrown out. No fines, no points.
Adjudication Withheld: This is a very common and great result. The judge doesn't officially convict you. You might have to pay court costs, but the most important part is that no points are added to your license.
Finding of Guilt: The judge sides with the officer, and you're found guilty. This means fines, court costs, and points on your driving record.
Our goal is to protect your license and your record. While no one can guarantee a specific outcome, having a pro navigate the system for you can improve your odds of walking away with a much better result.
How We Fight to Protect Your Driving Record
Getting a speeding ticket is a pain. The mix of confusion, frustration, and worry about what comes next is something we see every day. But here's the good news: you don't have to figure it all out on your own. Our firm’s practice focuses on Florida traffic and DUI defense, and our entire focus is on taking this burden off your shoulders.
We've made our process as simple as possible. After that sinking feeling of seeing the flashing lights, just snap a clear picture of your ticket and securely upload it to our online portal. That’s it. You’ve taken the first step.
Our Game Plan for Your Case
Once that ticket hits our system, our team is on it. We immediately dig into the details of your citation. From there, we hand-pick an experienced attorney to be your point person from start to finish. For most non-criminal tickets, this means they handle everything—every court filing, every phone call, and every single court appearance, so you don’t have to.
Our number one goal is to get you the best result possible under the circumstances. We're always pushing for outcomes like:
A complete dismissal of your case.
An "adjudication withheld," which is a huge win because it means no points hit your license.
Reduced fines and court costs whenever we can negotiate them.
Having a dedicated speeding ticket lawyer in your corner is about more than just convenience; it’s about having a professional who knows how to challenge the citation and navigate the court system for you. We manage the legal headaches so you can get on with your life.
Attorney Advertisement: This content constitutes an attorney advertisement. Past results do not guarantee future outcomes. Our office is located in Broward, and we offer a Free Consultation to discuss your specific case. Submitting information via our website does not create an attorney-client relationship.
Your Top Questions About Florida Speeding Tickets, Answered
Getting pulled over is stressful enough, but navigating what comes next can feel like a maze. We get it. Here are straight-up answers to the most common questions Florida drivers ask us after getting a citation.
Do I Have to Show Up in Court if I Hire an Attorney?
For most standard speeding tickets, the answer is a resounding no. When you have an attorney on your side for a non-criminal traffic infraction, they handle everything. They show up in court, speak to the judge, and negotiate with the prosecutor on your behalf. You can go about your day without ever setting foot in the courthouse.
The only exception is for more serious criminal traffic violations, where a judge might specifically require you to be there. But for the vast majority of speeding cases, your lawyer is your stand-in.
How Long Do I Have to Deal With a Florida Speeding Ticket?
The clock starts ticking the moment that ticket is in your hand. You have exactly 30 calendar days from the issue date to make a move. In that window, you have to choose one of three paths: pay up, sign up for traffic school (if you're eligible), or tell the Clerk of Court you're fighting it.
Don't let this deadline sneak up on you. Missing it triggers a whole new set of problems, starting with a suspended driver's license.
Is It Worth Fighting a Ticket if I Know I Was Speeding?
This is a question we hear all the time, and the answer surprises most people: yes, it often is. Just because you were over the limit doesn't mean the state can easily prove its case.
An experienced traffic attorney isn't there to argue that you weren't speeding. Instead, they scrutinize every detail of the stop. Was the officer’s speed gun properly calibrated? Are there errors or missing details on the citation? These are the kinds of technicalities that can get a case thrown out or significantly reduced.
Our primary goal is always to get the ticket dismissed entirely. If that's not possible, we aim for a "withhold of adjudication," which means you're not officially convicted, you get no points, and your insurance company never even knows it happened. While past results don't guarantee future outcomes, having a pro in your corner makes a huge difference.
What Happens if I Just Ignore the Ticket?
Ignoring a ticket is one of the worst things you can do. It doesn't just go away—it gets much, much worse.
If you blow past that 30-day deadline, the state considers you guilty by default and suspends your driver's license. To get it back, you'll have to pay the original fine plus a bunch of late fees and reinstatement fees. And if you get caught driving on that suspended license? You’ve just committed a criminal offense that could lead to an arrest.
For more general tips and information on car use and traffic situations, you can find additional driving insights from the Cars4Go blog. But remember, when it comes to your specific ticket, only a licensed attorney can give you real legal advice.
If you're holding a ticket and feeling overwhelmed, let Ticket Shield, PLLC take the weight off your shoulders. We offer a completely free, no-strings-attached consultation to look over your case and lay out your best options. Let us protect your driving record and save you from the high costs of a conviction. Just upload your ticket at https://www.ticketshield.com to get started.
